Simple pricing for a clear picture of your money

A free tier that stays free, and Pro for everything else. 14 days free when you try Pro, cancel anytime, and nothing you enter is ever deleted by a billing change. Prices are shown in US dollars and always labelled.

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Open beta. Everything is unlocked and no card is needed until 31 October 2026. Create your account now and your first year of Pro is half price when billing starts.

Free

$0 USD

forever, no card needed

  • One cash account
  • Up to 2 credit products: cards, lines of credit, loans or mortgages
  • A 30-day forecast horizon
  • Recurring income, bills, one-offs and the calendar
  • Every public calculator, including max safe spend
  • 3 Ask questions a month
  • JSON export and one-click account deletion
Join the beta

Pro

$6.99 USD per month

or $59 USD per year. 14 days free.

  • Unlimited cash accounts, credit cards and loans
  • A full 12-month forecast horizon
  • What-if scenarios with baseline comparison
  • The insights feed
  • Unlimited Ask questions
  • CSV export of everything you have entered
Join the beta

A payment method is collected when the trial starts, and we email you 3 days before the first charge. Cancel before then in the customer portal and the trial ends without a charge.

Side by side

FeatureFreePro
Cash accounts1Unlimited
Credit cards, loans and mortgagesUp to 2 combinedUnlimited
Forecast horizon30 days12 months
Recurring income and billsUnlimitedUnlimited
One-off transactions and calendarIncludedIncluded
Public calculatorsAll of themAll of them
Max safe spend calculatorIncludedIncluded
Ask questions3 per monthUnlimited
What-if scenariosNot includedUnlimited
Insights feedNot includedIncluded
CSV and JSON exportJSON exportCSV and JSON export
Your data if you downgradeKept, never deletedKept, never deleted

Pricing questions

Can I cancel anytime?
Yes. Cancelling takes two clicks in the customer portal, linked from your settings. You keep Pro until the end of the period you already paid for, then the account drops to free. There is no cancellation fee and no phone call.
What happens to my data if I downgrade?
Nothing is deleted. That is the canonical rule: billing state never destroys data. Extra accounts, cards, loans and scenarios stay visible and keep counting in your history. They simply become read-only, and forecast views clamp back to 30 days until you upgrade again.
When does the beta end?
The open beta runs until 31 October. Until then every account has full Pro access at no cost and no card is collected.
Do early users really get 50% off?
Yes. Every account created during the beta is flagged as an early user, and the 50% discount for the first 12 months is applied automatically at checkout: $5 CAD a month or $39.50 CAD for the first year in Canada, and $3.50 USD a month or $29.50 USD for the first year in US dollars. You do not need a code.
Which currency am I charged in?
Canadian visitors are billed in Canadian dollars at $9.99 CAD a month or $79 CAD a year. Everyone else, including the United States, is billed in US dollars at $6.99 USD a month or $59 USD a year. You can switch the displayed currency on this page, and the currency you sign up in is the currency you stay billed in.
How does the free trial work?
Pro starts with 14 days free. A payment method is collected upfront, and a reminder email goes out 3 days before the first charge. Cancel before the trial ends and the trial simply stops without charging you.
What if I want a refund?
Cancel anytime to stop future billing. If something went wrong with a charge, email lastwellfinancial@gmail.com and we will sort it out, including goodwill refunds.

Questions about billing, refunds or your data? and a person will answer.

Read the terms and the privacy policy.